There are many ways to make money in The Sims 4. One of the easiest ways for your Sim family to obtain mountains of money is to use the money cheat, motherlode. Here is a list of ways Sims can earn money without using Cheat Codes. The daily grind. Okay, this route is very obvious. Use the phone or computer to find a job for a Sim. Sims can sell anything in their store plus can hire and manage employees. Menu items and prices can be modified mlney maximize profits. Staff can also be hired and managed. Gardening can be one of the most lucrative and profitable skill based money earners in the game.